21. Personal Effects Insurance (PEP). You pay for PEP insurance if you accept it. You will be charged the price per day for a whole day if you don`t have the car for the whole day. 22. Protection of liability. Any person who drives the car authorized to drive under this agreement is protected from liability for bodily harm or death against others or from damage to the property of a person other than the licensed driver and/or tenant, within the minimum financial liability limits prescribed by the law of the jurisdiction in which the accident occurred. The limit of personal injury suffered by a person includes any right to the loss of that person`s consortium or services. If the law extends this protection to an unauthorized driver, the same limit values apply. Unless there is a provision in the act, any protection we provide is secondary and does not exceed applicable insurance available to you or to another driver from another source, whether it is primary, surplus, secondary or contingent insurance. Where this protection is extended by law to persons who are not authorized to drive the car under this agreement or to persons or bodies in which coverage is not to be granted by this agreement, the limits of financial liability of the jurisdiction in which the accident occurs apply. You agree that we may offer insurance coverage as part of an automatic insurance certificate or insurance policy, as we wish.
In any case, you have a copy of the policy and/or certificate for your inspection in our head office. You understand that if the law does not require it, we do not provide coverage for fines, penalties, penalties or exemplary damages; (b) cover bodily harm against you or your death, while you are not a driver, or a family member or the driver`s family members bound by blood, marriage or adoption who reside with or with you; either to the family of drivers or to a co-employment resulting from the job or during the course of the job; (c) the defence against any claim, unless we are required to offer primary protection, but in this case are not offered under the existing protection restrictions we provide; (d) uninsured or underinsured non-compulsory supplementary insurance for motorists and any other optional or negative coverage, and you and we reject all of these coverages to the extent permitted by law. If one of these coverages is prescribed or implied by law, the limit values are the minimum required by the current law. To the extent permitted by law, you refuse for you and all other occupants of the car uninsured or underinsured motorists, as well as any optional automobile insurance, as well as a certificate of insurance or self-insurance related to this contract. You understand that they are uninsured and underinsured and that you and the other passengers in the car will protect yourself from damage and damage if the injury is caused by the negligence of a driver who does not have insurance or who does not have sufficient insurance to pay for losses and damages. In Mexico, there is no insurance coverage and the car cannot be transported to Mexico unless special arrangements are made at the rental point of a separate Mexican insurance where such insurance is available. 23. Additional liability insurance (ALI) and exclusions. If you decide to buy ALI, insurance will be available to you, as well as to any licensed driver, as part of an excessive automobile policy issued by Avis. ALI offers protection for third-party claims for the difference between the minimum financial liability limits covered in paragraph 22 and a maximum single liability limit of USD 1,000,000 or USD 2,000,000 depending on the amount of rent for personal injury, death or property damage in the event of an accident.